Top 10 Best Selling Smartphones In India In 2019 [Surprising Results!]

The latest smartphone shipment numbers are out and here we have the most sold smartphones in India for 2019. Xiaomi continues to top the list with a significant share but one company is growing like wildfire, Realme.

Top 10 Best Selling Smartphones In India In 2019 [Surprising Results!]

Realme has grabbed a 16 percent share in Q3 2019 compared to 3 percent in Q3 2018.

Realme has grown almost 6X times compared to last year. As of now, Realme is the third largest smartphone brand in India just after Xiaomi and Samsung. While we still two months to go, here the most sold smartphones of 2019 in India.

Redmi Note 7 Pro

Redmi Note 7 Pro is currently the most successful smartphone of 2019. Xiaomi India cemented the top spot with Redmi Note 7 series, the most successful smartphone series of 2019. Redmi Note 7 Pro on top has a 6.3-inch Full HD+ dot notched display. Note 7 Pro runs on the 11nm Snapdragon 675 processor with on MIUI 10 top based on Android 9 Pie backed by a 4,000mAh battery supporting 18W fast charge.

At the back, Redmi Note 7 Pro packs in a dual camera system comprising of the 48MP Sony IMX 586 sensor as its primary lens coupled with a 5MP secondary depth sensor. The smartphone is available via Flipkart and Mi.com.

Realme C2

The budget Realme C2 has been super successful in India in 2019. Available at a very aggressive pricing, the entry-level budget Realme smartphone has everything you would want on an ultra-affordable budget device. Realme C2 sports an diamond-cut pattern design on the out made out of plastic. It looks premium and comes with a HD+ water drop notch display.

Powered by Helio P22 chip, It’s got a big 4,000mAh battery, dual rear cameras and the latest ColorOS 6 based on Android 9 Pie. In terms of overall performance, Realme C2 does have an edge given the entry-level price. The smartphone is currently available in two variants: 2GB RAM with 16GB storage and 3GB RAM with 32GB storage. 

Redmi Note 7S

The cheapest 48MP smartphone in Indian takes the next spot. The company launched Redmi Note 7S a weeks after Redmi Note 7, and it continues to be a top choice among smartphones under Rs 10,000. Note 7S packs in the same 6.3-inch Full HD+ notched display in an 19.5:9 aspect ratio featuring a glass sandwich body. Redmi Note 7S is powered by Snapdragon 660 processor coupled with 3GB/4GB of RAM and 32GB/64GB of built-in storage.

Redmi Note 7S comes with a dual camera setup featuring a 48MP main sensor coupled with a 5MP secondary depth sensor and finally a 13MP front sensor with an f/2.0 aperture. Note 7S is backed by a 4,000mAh battery running on Android 9.0 Pie based MIUI 10.

Realme 3

The budget Realme flagship has been a massive success in the Indian market. Launched at a very aggressive price of just Rs 8,999, Realme 3 came with a flagship processor, notched wide display, a good dual camera system and a big battery. The company has now slashed the prices to offer Realme 3 at under 8,000 rupees. Realme 3 runs on Mediatek’s flagship Helio P70 chip, built on a 12 nm process.

At the back, it has a dual camera system featuring a 13MP primary sensor and a secondary 2MP shooter with a 13MP shooter upfront. The whole package will be backed by a massive 4,230 mAh unit running on the latest Android Pie OS with Color OS 6 skin on top. 

Redmi 7A

Xiaomi has always been a king among budget smartphones, and again Redmi 7A repeated the same success as predecessors. Redmi 7A has a 5.45-inch HD plus display and is powered by a Snapdragon 439 processor. It is backed by a big-sized 4000 mAH battery. It has a Splash resistant body loaded with good budget features.

Redmi 7A has a 12MP rear camera with an LED flash and a 5 MP front camera with support for face unlock. Redmi 7A runs on Android 9.0 out of the box with MIUI 10 proprietary OS on top. The 4,000mAh battery supports fast charging, but doesn’t ship with a fast charger.

Realme 5

The most affordable quad camera smartphone in India Realme 5 is now a top selling device in the budget category. Realme 5 runs on a budget flagship processor, massive 5,000mAh battery, 6.5-inch notched display and a rear four camera unit. Realme 5 runs on Qualcomm Snapdragon 665 chipset, built on the 11nm process. Coming to the USP of the device, Realms 5 packs in a quad camera system.

Realme 5 features a 12-megapixel f/1.8 primary camera, an 8-megapixel ultra-wide lens, and two 2-megapixel 4CM macro and depth sensors. The whole package is backed by a massive 5,000mAh battery. The device will run on Android 9 Pie with ColorOS 6 skin. 

Realme 3i

Realme unveiled a slightly downgraded Realme 3i, a toned down variant of Realme 3 with almost similar features. As Realme 3, the Realme 3i also went onto become very successful in the budget category. With a plastic body on the out, Realme 3i sports a 6.22-inch HD+ display in an 19.5:9 aspect ratio. It’s a large edge-to-edge display with minimal bezels and a thin chin.

Under the hood, Realme 3i is powered by MediaTek Helio P60 SoC with upto 4GB RAM and 64GB storage. Realme 3i packs in a rear dual camera system comprising of a 13-megapixel primary sensor and a 2-megapixel depth sensor with a massive 4,230mAh battery. 

Vivo Z1 Pro

Vivo entered the dynamic online competition with Z1 Pro, it’s first ever aggressively priced budget smartphone. The most affordable punch-hole display smartphone comes with flagship features as a wide notch-less display, massive 5,000mAh battery with fast charging support, triple cameras and more. Vivo Z1 Pro phone offers a 6.53-inch Full HD+ display offering a 90.77 percent screen-to-body, powered by Qualcomm Snapdragon 712 processor.

Vivo Z1 Pro has a triple camera system featuring a 16-megapixel sensor, an 8-megapixel super-wide secondary sensor and finally a 2-megapixel depth sensor, packing in a 32-megapixel selfie selfie shooter. Vivo Z1 Pro runs on Android 9 Pie with Funtouch 9.0 on top with a huge 5,000mAh battery and a 18W fast charger inside the box. 

Realme 3 Pro

Realme launched Realme 3 Pro against Redmi Note 7 Pro with Snapdragon 710 processor, VOOC 20W fast charging and camera sensors from OnePlus 6T. Realme 3 Pro has been reasonably successful in the Indian market, and the company has now slashed the starting price to Rs 9,999 only. Realme 3 Pro comes with a high polycarbonate body, featuring a 6.3-inch full HD+ water drop notched display on top.

At the back, Realme 3 Pro features a dual camera setup featuring a 16MP Sony IMX 519 sensor as OnePlus 6T. Running on Qualcomm Snapdragon 710 processor, Realme 3 Pro available in two variants with the new ColorOS 6.0 on top based on Android 9 Pie, backed by a 4,045 mAh battery supporting VOOC 3.0 fast charging (20W).

Samsung Galaxy M20

Samsung’s entry into the competitive online market with Galaxy M series helped it to capture a good share in the budget segment. Galaxy M20 is the most successful Galaxy M series smartphone till now, and at the same time also grabbed a spot in the most sold smartphones in India list. Galaxy M20 sports a 6.3-inch full-HD+ offering a screen resolution of 1080 x 2340 pixels with a Infinity-V styled notch on top in an 19.5:9 aspect ratio and glossy plastic back.

Samsung Galaxy M20 runs on Exynos 7904 chip coupled with upto 4GB RAM. At the back, Galaxy M20 comes with a dual camera setup comprising a 13MP (f/1.9) main sensor and a 5MP ultra-wide angle sensor. It back-end by a massive 5,000mAh battery with support for 15W fast charging (ships with the adapter in the box). 

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Agents Cannot Sell Loans To Consumers, Do KYC On Behalf Of Banks; RBI Is Worried About Privacy

Agents Cannot Sell Loans, Do KYC On Behalf Of Banks

RBI has announced that DSAs, direct selling agents, from banks will no longer be sent for selling loans and completing KYC procedures. This will also include physical verification of borrowers’ documents. 

The apex bank also said that banks will have to change their way of chasing loan-seekers that the banks are practising right now.

What is the intention of RBI behind this announcement? Find out right here!

RBI Bans Use Of Agents For KYC And Chasing Retail Loans

The Reserve Bank of India has announced that banks will not be allowed to employ DSAs, direct selling agents for selling retail loans and to verify documents of borrowers. Now, banks will have to change the way they chase retail loans too. 

This decision has been made with the intention to get the incidents of data theft to reduce, and the operational risks. 

As of now, a lot of retail assets like personal loans, credit cards and consumer credit are being taken care of by the DSAs. RBI announced this while addressing the queries of the banking industry. 

As per sources, “RBI believes that agents should play a limited role. And KYC procedures, involving verifying borrowers’ original documents should be performed by bank officials and cannot be outsourced. The regulator may have come across instances of misuse.”

The compliance head of a major bank revealed that this ever since new norms regarding anti-money laundering have been put in place, there has been a ‘lurking fear’. However, RBI has now followed the new rules and put it down unambiguously. 

Agents To Be Given Biometric Readers For Verification; Not Possible Overnight

Now, agents hired by banks, business correspondents or facilitators will be able to carry out eKYC of borrowers. They may also carry a biometric reader to the place of residence of the customers to verify. 

However, bankers are of the opinion that the number of DSAs is not less than lakhs, and to provide them with readers and connectivity is not something that can be done overnight.

Also, lenders believe that this might lessen the growth in consumer loans and credit cards too. The banks are together making plans to approach the apex bank, RBI and the Government as well.  

We’ll keep you informed as we get more updates!

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UPI Will Go Global: Pay Via UPI While Visiting Other Countries; Send Money To India Using UPI!

UPI Goes Global: Pay Via UPI While Visiting Other Countries; Send Money To India Using UPI!

Govt. of India and NPCI or National Payments Corporation of India has some robust, and solid plans for UPI.

Very soon, Indians visiting abroad can pay for products and services using UPI, and Indian living outside India can send money back to India, using UPI.

This way, very soon, UPI will become a globally accepted payment platform.

How will this happen?

UPI Aims For Global Usage

When Indians visit other countries, then they can seamlessly use their debit/credit cards for making payments, for example restaurants or movies or shopping malls.

There are, no doubt, currency conversion charges, and fees, but the payment is carried through without any hassles.

Very soon, the same payments and transactions in foreign locations can be done via UPI as well.

Pilot project for UPI enabled global payments is being carrier out in UAE and Singapore, where a lot of Indians visit for tourism purpose.

UAE and Singapore, both have started accepting RuPay as a valid payment tool, and now, Govt. wants to make UPI a global force to be reckoned with.

An unnamed senior banker said, “These two countries (UAE, Singapore) already have opened up to RuPay cards; now the target is to enable UPI payments. This will be a big boost for Indians traveling in those countries and, just like their debit card or credit card, they can pay via UPI,”

NRIs Can Send Money Back To India Using UPI

Not only for tourism sector, but NPCI is also aiming to capture the massive remittance market for NRIs.

As per the details available, NPCI and Govt. is trying to make UPI as a platform which can be used by NRIs to send money back to India.

India is right now world’s #1 country in remittance: Last year, NRIs sent back $69 billion back to India, which is the highest in the world.

In case UPI is able to tap into the booming remittance market, then it can be a gamechanger. Traditional platforms like Wester Union and Visa/Master can incur huge losses, if an Indian staying abroad can send money back to India using UPI.

However, onboarding merchants and traders for UPI platform is the biggest concern.

Another unnamed banker said, “Many global companies like Facebook, Google and Xiaomi have started entering the UPI payments space, which can boost the use case of UPI payments in other geographies,”

It seems UPI is going global and the process has already started!

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US Agencies Investigate Infosys Over ‘Cheating’ Allegations; SEBI, BSE Question Infosys’ Intentions

US Agencies Investigate Infosys Over ‘Cheating’ Allegations

Recently, Infosys, a leading IT company of India had its name dragged through the mud when a particular group of ‘ethical employees’ accused the company and its CEO of some serious frauds.

No sooner did this come to limelight, and an investigation was initiated in the company by the US Securities and Exchange Commission. 

In response to this investigation, the company clarified its stand on the issue, stating that an investigation is being conducted over the ‘generalised allegations.’ 

Find out all the details right here!

Infosys Accused of Cheating; US SEC Launches Investigation

A complaint by whistleblower was sent to the US Securities and Exchange Commission, that disclosed several frauds going on at the company on a high level. 

There were shocking complaints made against Infosys – The company’s high level officials were accused of sharing only the good and incomplete data with the Board members, and the CEO of the company was accused of being racist, and calling Board members some utterly disrespectful names.

This also resulted in the shares of the company diminishing by a whopping 16%, and investors even lost Rs 44,000 crores in the company. 

The US SEC has initiated an investigation in the matter, and the Securities and Exchange Board of India (SEBI) has also asked for information regarding the complaints. 

Infosys said, “The company will cooperate with the SEC’s investigation. Also, the Securities and Exchange Board of India (SEBI) has requested additional information from the company concerning the anonymous complaints. The company will provide the information as per Sebi’s request.”

Infosys Issues Statement Responding To The Allegations

Soon after SEBI and SEC asked Infosys the reason behind Infosys’ failure of informing them about the complaints of whistleblowers. Infosys issued a statement promptly that said that the company’s audit committee has been reviewing the complaints.

Infosys also said that before the investigation of the ‘generalised allegations’ came to a conclusion, there was no need for disclosure.  Apparently, the company’s audit team has retained a law firm, Shardul Amarchand Mangaldas & Co to initiate an independent investigation. 

The company said, “As disclosed in the company’s stock exchange filings made on October 22, 2019, the anonymous whistleblower complaints have been placed before the audit committee who has retained the law firm of Shardul Amarchand Mangaldas & Co to conduct an independent investigation.”

We’ll keep you informed as we get more updates!

Image Source

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Now American Hotels Are Opposing Oyo Rooms Over Unnecessary ‘Fees’ & Charges

Now American Hotels Are Opposing Oyo Rooms Over Unnecessary ‘Fees’ & Charges

As per the reports, many hotel owners in the US have raised complaints to a travel intelligence platform Skift that the Oyo-mandated property management system doesn’t work often or it has also implemented poor functionality. 

The complaint is raised against Oyo amidst the company is looking to expand aggressively in the US markets.

According to Skift, the problems with the application totter down the ability of properties to set room rates or change and handle reservations, resulting in overbookings and poor customer service.

How Reducing Rates Influx Of Drug Users And Prostitutes?

The hotels had given all control of revenue management powers to Oyo. This is causing distress to US hotel operators as the company has reduced room rates drastically.

In turn, the rate is reduced in “such an extent that they sometimes triggered an influx of drug users and prostitutes” said Skift report.

What Is Other The Area Of Concern?

The other problems raised by Skift report concerning the evident missed payments from Oyo, a lack of cash flow for property owners, and unresponsiveness in dealing with technical or customer service issues were likewise high on the complaint list.

Is There A Similarity?

The notable point here is that all these troubles are quite similar to Oyo’s fracas with hotel owners in India.

The hotel owners in India also informed Reuters that to their dismay they found that the room rates have gone down, that too at a time when they are facing a slow economy.

 They also informed that Oyo charges them around 20 percent franchise fee on room revenues when they join Oyo’s network.

But some Indian hotel operators reported that they often end up giving more than half of their revenues through fees that were hidden earlier.

Some More Incidents

According to reports, last month, a group representing hotel operators in Bengaluru called for a criminal probe into Oyo.

They said that the company was withholding their money claiming that there was an unfair increase in fees.

Another incident where two hoteliers in the southern state of Karnataka filed separate police complaints last month claiming Oyo had fallaciously increased their commissions and accused the company of fraud.

What Does Softbank Say?

According to Reuters reports, the unfavorable circumstances for Oyo in India has limited Oyo to a small share of over 10,000 hotel owners.

Apart from this the other troubles rising in the US comes at a crucial time for the company valued around $10 billion when they hoping for profitability and along with its major investor, Japan’s Softbank.

Recently, Softbank has invested around $1 billion in Oyo, through its Vision Fund. 

According to a Reuters report, the company is struggling to raise funding for a second investment fund due to the failed offering of office-rental company WeWork and also struggling with the profitability with their flagship investments like Uber and has not yet turned a profit.

While Oyo had told Reuters that they are in constant contact with its hotel partners. 

Oyo said in a statement “We have always disclosed any changes applicable to contracts with asset owners,”.

Why Are Hoteliers Upset With Oyo?

While Hoteliers said that Oyo has introduced fees like – a “platform fee” and a fee for a “visibility boost” – which they find out from their monthly statements.

Reuters has interviews with 22 hotel owners and managers who run hotels under the Oyo brand in 10 Indian cities informed that the discontent has grown at the end of last year.

When several hotel groups have organized protests against them.

According to Amitabh Mohapatra, head of one such group in northern India, more than  300 hotels have quit Oyo’s India network this year.

Another case where Kunal Rajpara, who heads another group in western India, said a few dozen hoteliers from Ahmedabad left Oyo last month.

According to P.C. Rao, president of the Bruhat Bangalore Hotels Association “The situation with Oyo has gone from bad to worse. We want to make sure the business of small hoteliers isn’t hurt.”

What Does Oyo Say About This Situation?

Oyo spokesperson also acknowledged some of the issues raised by the owners.

He said, “We have taken cognizance of the feedback and are addressing asset owner concerns and issues on a war footing,”. (reference)

The Oyo company has suddenly become one of the world’s largest hotel chains with a simple promise of “hassle-free” online booking, transparent pricing and cheerful lodging.

It seems that the promise is in serious danger witnessing the recent events.

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Mi A3 Pro To Come With 108MP Camera? Mi CC9 Pro Specs Leaked, Pricing Details Out

Mi CC9 Pro has been officially confirmed, and it’s launching on November 5. The Xiaomi phone has been alleged to be releasing in India as Mi A3 Pro with similar specifications and features.

Mi A3 Pro To Come With 108MP Camera? Mi CC9 Pro Specs Leaked, Pricing Details Out (Gadgets360)

The last Mi CC9 smartphone came to India as Mi A3, and hence the new Mi CC9 Pro may launch in India as Mi A3 Pro.

Mi CC9 Pro will come with the much-hyped 108MP camera, gaming-centric flagship-level Snapdragon 730G processor, 4,000 mAh battery, Android 10 out of the box, 20W fast charging and more.

Mi CC9 Pro Specs & Features: To Come In India As Mi A3 Pro?

If Mi CC9 Pro launches in India as Mi A3 Pro, the Mi A smartphone will have the same features as Mi CC9 Pro. So, mostly all the Mi A3 Pro features should match with CC9 Pro. Coming to what Mi CC9 Pro will offer, the upcoming Xiaomi smartphone will come with a 6.4-inch Full HD+ AMOLED display.

So as an upgrade over the Mi CC9, Mi A3 Pro will come with a Full HD+ AMOLED display this time. As Mi CC9 Pro, Mi A3 Pro will come with a 6.4-inch AMOLED water drop notch panel along with an in-display fingerprint sensor.

The biggest feature on the Mi CC9 Pro is the triple camera system. The device will have the 108MP primary camera. It’s the first Xiaomi smartphone to feature the 108 camera sensor.

That means Mi A3 Pro will feature the same 108MP camera sensor in a multi camera system.

The 108 camera sensor was recently unveiled by Samsung, and then Xiaomi confirmed to be using it. The Chinese company is working on multiple 108MP camera smartphones, and Mi CC9 Pro with is going to be the first one.

Mi A3 Pro will come with a three camera system. The primary 108MP camera sensor will pair with a 13MP wide-angle lens and an 8MP telephoto lens.

So, Mi A3 Pro will have the same triple camera system as Mi CC9 Pro featuring a 108MP camera sensor, a 13MP wide-angle lens and an 8MP telephoto lens.  

Being an Android One smartphone, the device will come with pure Android. Mi A3 Pro will run Android 10 out of the box as OnePlus 7T, Pixel 4 and other new flagships. You can experience seamless Pixel-like Android experience with Mi A3 Pro running on Android 10.

Under the hood, Mi CC9 Pro will be powered by the Snapdragon 730G processor, and again there’s that means Mi A3 Pro will come with the same Snapdragon 730 SoC. Mi CC9 Pro will run MIUI 11 out-of-the-box but Mi A3 Pro will be based on Android One program.

Mi CC9 Pro or Mi A3 Pro will house a big 4,000mAh battery supporting 20W fast charging along with the 20W fast charger inside the box. 

Xiaomi Mi A3 Pro: Mi CC9 Pro To Launch In India As Mi A3 Pro?

Xiaomi launched a remodelled Mi CC9 in the country as Mi A3, and now Mi CC9 Pro has been leaked, and it could be Mi A3 Pro for India and some other European countries. Generally the Mi A series smartphones have always been remodelled already launched Mi devices from China.

Hence the upcoming Mi CC9 Pro will probably launch in India as Mi A3 Pro.

Both critics and mass complained of Mi A3 being a downgrade, and hence deemed it as lesser value for money product. But Mi A3 is still doing well in the market, and Xiaomi may upgrade it with a Pro model.

So, Xiaomi could be fixing that up with Mi A3 Pro and some top of the line specs. Mi CC9 Pro seems like a perfect smartphone to be remodelled as Mi A3 Pro with pure Android goodness and a perfect mid-ranger in the sub-20,000 segment in India.

Xiaomi Mi A3 Pro In India: Has Xiaomi Confirmed Mi A3 Pro?

Xiaomi is yet to confirm whether a Mi A3 Pro will come to India or not. But as the first Mi CC9 smartphone came to India as Mi A3, the chances of Mi A3 Pro are pretty high. While Xiaomi hasn’t confirmed anything from their side, there are two reasons to believe that.

Mi CC9 Pro has been confirmed, and it’s launching next month in China. 

Xiaomi also recently slashed the current price of Mi CC9, so Mi CC9 Pro will be available at a competitive pricing. 

Xiaomi Mi A3 Pro may soon come to India as a remodelled CC9 Pro. Xiaomi is also focusing more on the Mi series to re-brand some product lines, so chances are high that Mi CC9 Pro may come to India as Mi A3 Pro.

Mi A3 Pro In India: Mi A3 Pro India Launch, Mi A3 Pro Launch In India

Mi CC9 Pro is launching in China on November 5. The remodelled Mi A3 Pro India launch maybe from two months now. Mi A3 Pro should be available in Xiaomi’s home market in a few weeks, and hence Xiaomi Mi A3 Pro India launch will happen after that.  

A popular tipster leaked all the specifications of the upcoming Xiaomi device, and it throws in more light about the upcoming smartphone.

Mi A3 Pro India launch may happen in November or late 2019. Xiaomi India generally takes some time to bring a device to India, and Mi A3 Pro launch in India will take another few weeks. It’s safe to assume that Mi A3 Pro India launch will happen in the late 2019 or early 2020 timeline.

Mi A3 Pro India Pricing: Mi A3 Pro India Price, Mi A3 Pro Price In India 

Mi CC9 Pro prices have been leaked, and it’s going to be a mid-range pricing. In India, Mi A3 Pro India price will be in line with the current Redmi K20 at around the 20,000-mark. As per the leaks and rumours, Mi CC9 Pro will launch at Yuan 2,599.

This translates to around Rs 26,000 for the 6GB RAM model with 128GB internal storage in China.

Mi A3 Pro India price should be lesser, and at around Rs 20,000. Already Xiaomi India is offering a Snapdragon 855 smartphone (Redmi K20 Pro) at Rs 24,999. So, Mi A3 Pro in India will be available at a lesser price. The Mi A3 Pro India pricing is expected at around the Rs 20,000 category.

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Amazon, Flipkart Lost Rs 9522 Crore In Last 12 Months, Even As Revenues Increase!

Amazon, Flipkart Lost Rs 9522 Crore In Last 12 Months, Even As Revenues Increase!

As per the reports, Flipkart and its rival,  Amazon has been investing millions of dollars on their various units like infrastructure, marketplace and supply chain management as well as marketing and promotion.

Also the founder of Amazon, Jeff Bezos had committed to invest around USD 5 billion in the Indian economy in 2016.

How Did Amazon Market Unit Perform?

 The online marketplace unit of the e-commerce giant in India, Amazon Seller Services,  has reported its loss of Rs 5,685 crore for 2018-19.

 As per the report form business intelligence platform Tofler, the figure represents a decrease of 9.5% from the last fiscal year, when Amazon reported a loss of Rs 6,287.9 crore.

How Did Amazon Seller Services Perform?

Compared to the previous financial year, Amazon Seller Services reported a revenue gain of 55% which is Rs 7,778 crore in 2018-19.

Amazon’s losses Rs 7,000 crore coupled with its other entities in India in fiscal 2018-19.

As per the report, the B2B arm of the American e-commerce giant dotted its revenues as Rs 11,250 crore for the financial year 2018-19. Which is 8% lower than last fiscal year.

Although the loss has spread to around Rs 141 crore during the fiscal year 2018-19 which was Rs 131.4 crore in last fiscal 2017-18.

How Did Amazon Pay Perform?

According to Tofler, the companies payment unit – Amazon Pay India also reported a rise in loss as it spread to 1,160.8 crore in financial year 2018-19 which was  334.20 crore in FY18.

Although this unit’s revenues is almost doubled to Rs 834.5 crore for financial year 2018-19 compared to the earlier fiscal year. 

How Did Amazon Transportation Perform?

As per the report, Amazon Transportation Services reported a 31% hike in revenues at Rs 2,079 crore, which was reported a net loss at Rs 27.5 crore in 2018-19.

Although Amazon did not given any comments yet.

How Did Flipkart Internet Unit Perform? 

Flipkart Internet unit reported a 40% rise in losses at Rs 1,624 crore for fiscal 2018-19 which was around 30% in the last fiscal year. 

This figure shows that the company is working on expansion under the new leadership of Walmart.

According to filings acquired form corporate affairs ministry, the operating revenues show a rise of 51%  at R 4,234 crore during the financial year 2018-19. 

In Aug 2018, Us-Retail-giant Walmart had obtained a 77% stake in Flipkart for $ 16 billion.

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7 Upcoming Xiaomi Phones In India: Redmi K30 Pro, Redmi Note 8T, Mi A3 Pro, Poco F2, Redmi K30, Mi Note 10

Xiaomi has a whole lot planned for India in the next few months. India’s number one smartphone brand continues to do well in spite of the growing competition in the smartphone market, and has a lot in the box to be unveiled.

7 Upcoming Xiaomi Phones In India: Redmi K30 Pro, Redmi Note 8T, Mi A3 Pro, Poco F2, Redmi K30, Mi Note 10, Redmi 8 Pro

Redmi K30 series has been officially teased, and the K30 smartphones are coming soon.

Xiaomi Mi A3 Pro may also launch in India after being remodelled.

Recently a news broke out that Redmi Note 9 isn’t coming next year, and instead Mi Note 10 series will replace Redmi Note 9 and Redmi Note 9 Pro. It’s still yet to be confirmed, but for now it’s sure the Xiaomi Mi Note 10 series is coming: Mi Note 10 and Mi Note 10 Pro.

Upcoming Xiaomi Phones 2020, Upcoming Xiaomi Phones

With a wide line-up set to launch soon, Xiaomi India will be aggressively bringing smartphones in different budget segments to compete against the BBK giants. Here are the top upcoming Xiaomi phones in India.

Redmi Note 8T

The live Redmi Note 8T images are now out, and the launch is expected very soon. Xiaomi is ready with the new Redmi Note 8 smartphone, as per the leaked sources. The company has been upgrading its smartphones very quick since last one year, and the latest generations have very little gap. Hence a T model will allow the company to offer the upgraded features on a new Redmi Note 8T in a short period instead of launching a new generation series altogether.

The freshly leaked Redmi Note 8T smartphone will probably feature Qualcomm’s latest gaming-centric budget Snapdragon 730G chip. Among the other features, it’s expected to mostly remain the same. Redmi Note 8T will have better AI-powered gaming features, some added features, MIUI 11 out of the box and an enhanced camera processor.

Redmi K30 Pro

Redmi K30 has been confirmed, and the first Redmi K30 teaser is already out. Xiaomi will again launch two more flagship smartphones in India under sub-brand Redmi. Company GM Lu Weibing confirmed the naming with some hints about the specs. As Redmi K20 series, the Redmi K30 lineup will also include two entry-level premium flagship smartphones: standard Redmi K30 and Redmi K30 Pro. The top-model, Redmi K30 Pro will run on the latest Snapdragon 855+ and with other flagship-grade features.

Redmi K30 Pro will also come with 5G support and multiple upgrades. K30 Pro will also have a punch-hole display and not have a pop-up sensor among the new upgrades including a 64MP powered quad camera system with 50X zoom, 50W fast charging and probably a 120Hz display.

Mi A3 Pro / Mi CC9 Pro

Xioami is supposedly bringing Mi A3 Pro soon. The Xiaomi Mi CC9 Pro has officially launched, and it may launch to India as a remodelled Mi A3 Pro. The company launched a remodelled Mi CC9 in the country as Mi A3, and now with Mi CC9 Pro being launched in China, it could come to India as Mi A3 Pro soon. Xiaomi is also focusing more on the Mi series to re-brand some product lines, hence chances of Mi CC9 Pro launching in India as Mi A3 Pro are high.

Mi CC9 Pro have some top notch features onboard, and so Mi A3 Pro will also includes the same as: Snapdragon 730G processor, a 108MP camera triple rear camera system and 4,000 mAh battery, Android 10 out of the box, 20W fast charging and more.

Poco F2

There are wide rumours making news that Xiaomi’s sub-brand POCO is coming back. Xiaomi has repeatedly dismissed the rumours of the brand closing down. The new rumours suggest that the company will soon launch a new device. As an upgrade, Poco F2 will come with a dot-notch display and thin bezels on the sides with a slight chin at the bottom. Poco F2 will feature an AMOLED screen, 48MP powered triple rear camera system, rear-mounted fingerprint scanner instead of in-display fingerprint scanner, Snapdragon 855 and Android 9 Pie-based MIUI 11.

Poco F2 will come with Qualcomm Snapdragon 855 SoC coupled with 6GB or 8GB of RAM featuring a 6.39-inch AMOLED display. Poco F1 still remains the most affordable Snapdragon 845-powered smartphone, and similarly Poco F2 will again launch in the same 20,000-range in India.

Mi Note 10 Series: Mi Note 10, Mi Note 10 Pro

Mi Note 10 and Mi Note 10 Pro have been certified and spotted on multiple certification sites from Thailand and China. The chances of Mi Note 10 smartphones launching in India are thin, but they may come to India as remodelled Redmi flagships. Xiaomi Mi Note 10 and Mi Note 10 Pro both are being leaked to to come with the latest Qualcomm flagship chip, the Snapdragon 855+ SoC. Mi Note 10 and Mi Note 10 Pro are also alleged to feature 120Hz displays.

The Mi Note devices will launch soon, and probably in November. Mi Note 10 devices will come with 50X zoom support. The smartphones will probably have a quad camera system with support for optical 50X zoom with the help of a periscope styled setup. The presence of 50X zoom has been spotted on the recent MIUI 11 Camera app version.

Redmi K30

Redmi has officially teased Redmi K30, the next generation top-end K series smartphone is coming very soon. The company GM has confirmed that they are working on the K20 series successors, Redmi K30 and Redmi K30 Pro. The new Redmi K30 will not come with pop-up camera as the current Redmi K20 series, but will have a punch-hole approach on the front instead, as Samsung Galaxy S10 Plus. The Redmi K30 series flagships will come with a dual punch-hole capsule shaped setup. 

Redmi K30 is the first Redmi phone to come with a punch-hole screen. Not only dual selfie camera, Redmi K30 has also been rumoured to come with quad cameras as well. K30 will feature a four camera setup sporting four different sensors to be powered by a 64MP sensor. 

Redmi 8 Pro

Xiaomi India has already unveiled Redmi 8A and Redmi 8 in the country, two of the three smartphones in the Redmi 8 series. While the company is yet to confirm the smartphone, Redmi 8 Pro may launch later in the year in the sub-10,000 segment with better features and functions. Redmi 8 Pro will feature a Full HD+ notched display compared to the only-HD displays on Redmi 8A and Redmi 8.

Redmi 8 Pro will also be getting a better processor, triple camera system, big battery and fast charging support. Redmi 8 Pro will challenge the likes of Realme 5 and upcoming Realme 5 with some better features.

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50 Lakh Central Govt. Employees’ Salaries Can Be Increased As A Diwali Gift From Modi Govt.

50 Lakh Central Govt. Employees’ Salaries Can Be Increased As A Diwali Gift From Modi Govt.

So we have second news on the 7^th Pay Commission, right in one week. That is something. Last week we had brought out to you that the Union Government had accepted the MAC Progression schemes as recommended by the 7th Pay Commission for central govt employees, which shall largely benefit them.

In today’s news, as a post-Diwali gift to its employees, the NDA government is likely to raise the salaries of its employees soon.

Govt. To Raise the Salaries of Employees

What comes best before and nest after a festive season? Bonus. Comprehending further, wouldn’t it be amazing if you get a present from the authority wherein your salary itself is elevated? Well, sounds great deal to me.

In another one of its 7^th Pay Commission notice, the govt is seriously considering to raise the salaries of its employees soon, which would gigantically benefit nearly 50 lakh central government employees. Even though the government hasn’t made any formal announcement regarding this, a final decision is expected to be taken in November.

Govt Has Risen DA for Employees

Employee satisfaction is 100% important for any organisation to function thoroughly. The government has realised it well. It has recently raised the Dearness Allowance (DA) of central government employees from 12% to 17%, effective from July.

The government employees have for long been demanding the government to increase their minimum salary and fitment factor. According to them, the 7th Central Pay Commission (CPC) salary was not inflation-adjusted and the price rise rendered the benefits received from the pay hike useless.

The announcement benefited around 50 lakh employees and 65 lakh pensioners. This was the highest DA raise by the government in recent years, according to Union Minister Prakash Javadekar.

The thing is, Dearness Allowance is a cost of living adjustment allowance, which is adjusted as per the inflation, in order to compensate for price rise. This is calculated as a fixed percentage of a person’s basic salary or pension. India, Pakistan and Bangladesh are reportedly the only countries where government employees are given such an allowance. 

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UPI Breaches 1 Billion Transactions, 100 Million+ Users in October; Will Become Global Platform!

UPI Breaches 1 Billion Transactions, 100 Million+ Users in October; Will Become Global Platform!

In the present times, the Unified Payment Interface (UPI) ecosystem is expanding, especially due to its ease in interfacing for customers. In fact, to improve its reach and performance further, the Government of India, will be launching an updated version of its mobile payment app BHIM, naming it BHIM 2.0, the flagship of which is UPI.

What has recently been spilled out to you is that the Govt. of India and the National Payments Corporation of India, NCPI will soon be accessing UPI as a globally accepted payment platform.

In extension to this, India’s very own UPI has achieved the double milestone of one billion transactions as well as has crossed 100 million users in October.

UPI Crosses 100 Million

This is an exciting piece, especially for the Indians living abroad and the ones who travel overseas a lot. Like we said, UPI has crossed a mega number of over 100 million users in October, making it the fastest adoption of any payments system anywhere else in the world.

The parent body, NCPI launched this domestic payments platform three years ago and operates it as well aims to take the fund transfer system to other countries such as Singapore and the United Arab Emirates (UAE).

UPI  has over 141 banks on board right now, emerging as a major payments alternative to debit, credit and e-wallets. In September itself, the UPI-based recorded 955.02 million transactions worth over Rs 1.61 lakh crore as compared 918.35 million transactions a month ago.

On a year-on-year basis, UPI transactions have increased 2.3 times or 135%.

The Advantages of Crossing Boundaries and More

Very soon, Indians visiting abroad can pay for products and services using UPI, and Indian living outside India can send money back to India, using UPI. When Indians visit other countries, then they can seamlessly use their debit/credit cards for making payments.

There are however, fees related to conversion charges and others that these people have to levy. Very soon, the same payments and transactions in foreign locations can be done via UPI as well. Pilot projects for UPI enabled global payments is being carried out in UAE and Singapore, where a lot of Indians visit for tourism purpose.

NPCI is also aiming to capture the massive remittance market for NRIs. Last year, NRIs sent back $69 billion back to India, which is the highest in the world. Once UPI is able to tap into the booming remittance market, sending money from overseas to India digitally would be just a tap away.

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Upcoming Smartphones In November: Mi A3 Pro, Redmi Note 8T, Realme 5S, Realme X2 Pro, Poco F2, Mi Note 10, Honor V30

With the festive period over, we have a new month with some top launches lined up. October turned out to be pretty busy, and November is no different. There are some important launches happening in November, and the list includes smartphones from Xiaomi, Realme, Motorola, Honor and more.

Upcoming Smartphones In November: Mi A3 Pro, Redmi Note 8T, Realme 5S, Realme X2 Pro, Poco F2, Mi Note 10, Mi Note 10 Pro, Honor V30, Honor V30 Pro, Moto One Hyper

Xiaomi has the longest list here with some budget and as well flagship devices.

The company will unveil Mi CC9 Pro in November, which may launch in India as a remodelled Mi A3 Pro. Xiaomi will also launch Redmi Note 8T in November followed by the recently leaked Mi Note 10 series. Honor will unveil Honor V30 series, while Motorola will launch its first-ever 64MP pop-up budget flagship.

Here are the top upcoming smartphones in November. We have listed the devices which are either expected to launch in November, or already has been confirmed.

Redmi Note 8T

The live Redmi Note 8T images are now out, and the launch is expected in November. Xiaomi is ready with the new Redmi Note 8 smartphone, as per the leaked sources. The company has been upgrading its smartphones very quick since last one year, and the latest generations have very little gap. Hence a T model will allow the company to offer the upgraded features in a short period instead of launching a new generation series altogether.

The freshly leaked Redmi Note 8T smartphone will probably feature Qualcomm’s latest gaming-centric budget Snapdragon 730G chip. Redmi Note 8 Pro already runs on MediaTek Helio G90T, a mid-end flagship gaming processor. Redmi Note 8T will have better AI-powered gaming features, some added features and an enhanced camera processor.

Mi A3 Pro / Mi CC9 Pro

Xioami is supposedly bringing Mi A3 Pro soon. The Xiaomi Mi CC9 Pro official launch date is out, and it may launch in India as a remodelled Mi A3 Pro. The company launched a remodelled Mi CC9 in the country as Mi A3, and now with Mi CC9 Pro launching in China, and it could come to India as Mi A3 Pro in November. Xiaomi is also focusing more on the Mi series to re-brand some product lines, hence Mi CC9 Pro may come to India as Mi A3 Pro.

Mi CC9 Pro have some top notch features onboard, and so Mi A3 Pro will also includes the same as: Snapdragon 730G processor, a 108MP camera triple rear camera setup and 4,000 mAh battery, Android 10 out of the box, 20W fast charging and more.

Realme 5S / Realme 5i

Realme has a new budget smartphone on its way. As Realme 3i, the company will be launching a toned-down model of the superhit quad camera budget device, Realme 5. The company already has a wide lineup in the budget segment, and presently Realme 5 is the most affordable quad camera smartphone in the country. Realme 5S have already received the BIS certification, hence the Realme 5i India launch will happen in November. 

Realme 5S will come with a similar quad camera setup, but with some downgraded internals to keep the price below Realme 5. The Realme 5S will launch at a very aggressive pricing as usual, probably at the price of Realme 3 to take on smartphones in the sub-8,000 segment.

Poco F2

There are wide rumours making news that Xiaomi’s sub-brand POCO is coming back, and the company will supposedly launch a new device soon, speculated in November. As an upgrade, Poco F2 will come with a dot-notch display and thin bezels on the sides with a slight chin at the bottom. Poco F2 will feature an AMOLED screen, triple camera system at the back, rear-mounted fingerprint scanner instead of in-display fingerprint scanner, Snapdragon 855 and Android 9 Pie-based MIUI 10.

Poco F2 will come with Qualcomm Snapdragon 855 SoC coupled with 6GB or 8GB of RAM featuring a 6.39-inch display. Poco F1 still remains the most affordable Snapdragon 845-powered smartphone, and similarly Poco F2 will be again launched in the same 20,000-range.

Realme X2 Pro

Realme X2 Pro is launching on November 20 in India. The new Realme flagship has been making news everywhere for being an affordable alternative to OnePlus 7T. X2 Pro runs on Snapdragon 855 Plus platform with some of the first-time features for a Realme smartphone. Realme X2 Pro has a 90Hz fluid AMOLED display, Snapdragon 855+, dual stereo speakers with Dolby Atmos, Certified Hi-Res Sound Quality support and 50W super fast charging support.

Realme X2 Pro also packs in 50W VOOC Super Fast Charging support, 64MP powered quad camera with 20X zoom and probably will launch in India with the new ColorOS 7 UI. Realme X2 Pro India price is expected around 25,000 rupees in India in the entry premium flagship space.

Mi Note 10 Series: Mi Note 10, Mi Note 10 Pro

Mi Note 10 and Mi Note 10 Pro have been certified and spotted on multiple certification sites from Thailand and China. Mi Note 10 is speculated to have a model number M1910F4G, while Mi Note 10 Pro a model number M1910F4S. Xiaomi Mi Note 10 and Mi Note 10 Pro both are being leaked to to come with the latest Qualcomm flagship chip, the Snapdragon 855+ SoC. Currently no Xiaomi smartphones run on the latest Snapdragon chip. Mi Note 10 and Mi Note 10 Pro are also alleged to feature 120Hz displays.

The Mi Note devices will launch soon, and probably in November. Mi Note 10 smartphones will come with 50X zoom support. The Mi Note 10 devices will probably have a quad camera system with support for optical 50X zoom with the help of a periscope styled setup. The presence of 50X zoom has been spotted on the recent MIUI 11 Camera app version.

Honor V30 Series: Honor V30, Honor V30 Pro

Honor V30 and Honor V30 Pro have been already leaked with 60-megapixel camera, 5G support and a hole-punch display design. Honor V30 run on in-house Kirin 990 5G SoC, based on an 7nm process and claimed to be the smallest 5G chipset in the world to support dual-mode NSA and SA 5G connectivity. Honor V30 series will launch on November 6 in China, and will later come to India as remodelled Honor View30 series.

 Honor V30 Pro will launch alongside the standard Honor V30 with some added features and hardware. Both the Honor V30 smartphones will be powered by Kirin 990 5G chip. The chip is capable of using 5G with both NSA and SA 5G network as long as the smartphones are receiving 5G signals.

Moto One Hyper

Motorola will soon launch a pop-up camera smartphone called One Hyper based on Android One program. It will have a pop-up selfie camera and a multi-camera system featuring a 64MP primary camera. While the official launch date is not out yet, Moto One Hyper is expected to be unveiled in India in November. Moto One Hyper is going to be the first Motorola phone to feature a motorized pop-up selfie camera.

Moto One Hyper will have a full bezel-less 6.3-inch Full HD+ LCD panel running on Snapdragon 675 chipset along with 4GB RAM and 128GB storage. The pop-up sensor will house a 32-megapixel selfie camera with a 64-megapixel powered quad rear camera along with a 18-megapixel secondary camera and a 3,600mAh backing the whole package.

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